More than a year has passed since the devastation of Hurricane Katrina, but the fallout continues. Three separate reports on the disaster from the U.S. House of Representatives, Senate and the White House have resulted in numerous criticisms, recommendations and requirements. Whether these reactive measures will result in a better prepared nation is yet to be determined. Underlying all of the challenges is the ongoing struggle between adequate funding and saving human life and property during a disaster. Given the recurring demands on state budgets as well as federal programs, this pressure shows no sign of abating.