Webinar Series: Risk Management Insurance Fundamentals

What do autonomous vehicles, an aging population and cybersecurity have in common? These are all policy topics in which a basic knowledge of risk management and insurance can help state leaders make better policy decisions. In collaboration with the Griffith Foundation, The Council of State Governments addressed these topics and more throughout a four-part webinar series designed to provide public policymakers with a greater understanding of risk management insurance through the lens of emerging issues. Participants in this series gained a solid understanding of risk management and insurance fundamentals, property, casualty, life and health insurance, and insurance regulation and legislation. <--break->


Session 1: Risk Management and Insurance Fundamentals

Oct. 8, 2 p.m. EDT

Presenter: Professor Conrad Ciccotello

Topics Covered:

  • Risk management insurance basics
  • Economic Issues related to insurance pricing
  • Characteristics of the insurance product
  • Insurance as a risk management technique
  • Why insurance operations are regulated

Download the slides in PDF format.

Session 2: Insurance Coverage: Property and Casualty

Oct. 15, 2 p.m. EDT

Presenter: Professor David Pooser

Topics Covered:

  • Homeowners
  • Personal auto
  • Surplus lines market
  • Reinsurance
  • Workers compensation statutes method showing financial security

Download the slides in PDF format.

Session 3: Life and Health Insurance

Oct. 22, 2 p.m. EDT

Presenter: Professor James Carson

Topics Covered:

  • Types of life insurance
  • Introduction to annuities
  • Health insurance plans

Download the slides in PDF.


Session 4: Insurance Regulation and Legislation

Oct. 29, 2 p.m. EDT

Presenter: Professor David Russell

Topics Covered:

  • Insurance regulation and the role of National Association of Insurance Commissioners
  • Activities of insurance regulators
  • State government insurance programs
  • Market conduct and solvency regulation
  • Insurance rate and form regulation
  • Insurer licensing
  • Issues around insurance fraud

Download the slides in PDF