Telematics—the technology of sending, receiving and storing information relating to vehicles via telecommunication devices—appears likely to have a significant impact on traditional insurance models in the years ahead. Telematics, for example, allows for the measurement of actual driving habits based on a vehicle’s real-time driving data. This non-partisan and non-advocative webinar, presented in collaboration with The Griffith Insurance Education Foundation, examines how the technology works, how telematics is impacting insurance models and products, and how public policymakers are considering the myriad questions and challenges this innovation presents.

Puerto Rico, home of 3.5 million American citizens, is struggling to handle over $72 billion in debt. For many years, the U.S. territory borrowed money by issuing municipal bonds to compensate for declining government revenue. But now Puerto Rico cannot afford to pay back their investors. The territory cannot file for Chapter 9...

Driver distraction is a leading factor in many crashes and texting is one of the most common distractions. State leaders have taken action In 2007, Washington became the first state to ban texting while driving. Nine years later, 46 states and the District of Columbia have passed bans.

Senator David Vitter (R-LA) recently introduced the Small Business Lending Oversight Act of 2016, S. 2992.  This legislation aims to strengthen oversight procedures within the Small Business Administration (SBA)’s 7(a) loan program, which provides small businesses with loans of up to $5 million from bank and non-bank lenders.

A recent report released by the Economic Innovation Group paints a lopsided picture of how the United States has recovered from the Great Recession of 2007-08.  According to the study, job growth and new business formation in the post-recessionary period has been heavily concentrated in roughly 70 counties and almost exclusively clustered in large metropolitan regions. Twenty counties, which account for less than one percent of roughly 3,100 counties in the U.S., were home to half of new business startups between 2010 and 2014. Likewise, half of the new jobs created in the same time period were located in only 73 counties.

In the last month, legislation to eliminate the so-called “tampon tax” has been passed in New York, Connecticut and Illinois. The push to exempt tampons, pads, and other feminine hygiene products from state sales taxes has come amid criticism that the tax unfairly affects women. Supporters argue that menstrual products should be treated like other medical necessities, which are currently tax exempt in most states.

According to the National Association of State Budget Officers, most states (46) will start their fiscal year on January 1, 2016. Most states (39) have enacted their budgets for the new fiscal year, including 16 states that operate on a biennial budget and who passed their fiscal year 2017 budgets last year. That leaves 11 states that have yet to enact a budget for 2017: Alaska, California, Delaware, Illinois, Louisiana, Massachusetts, Michigan, New Jersey, Pennsylvania, Rhode Island and West Virginia.

by Kelly Samson-Rickert
Building a stronger workforce is a challenge for any state, but building and recruiting a workforce prepared to tackle a state’s information technology needs is a particularly complex challenge. In an effort to do just that, the Maine Office of Information Technology, or OIT, has developed a workforce development program—an effort to ensure that the state is equipped to provide the latest in information technology services not only today, but in the future as well.

An internet retailer has filed suit against Alabama claiming its new rule requiring all retailers who sell more than $250,000 in goods annually must collect sales tax—regardless of whether the retailer has a physical presence in the state—is unconstitutional.

This lawsuit is the second of its kind. Earlier this spring a lawsuit was filed against South Dakota challenging its law, which is similar to Alabama’s rule.

Last March, U.S. Supreme Court Justice Anthony Kennedy wrote a concurring opinion stating that the “legal system should find an appropriate case for this court to re-examine Quill.”

San Francisco startup Airbnb is a vital part of what’s known as the sharing economy as it connects property owners with travelers seeking unique travel accommodations. As some states find themselves in budgetary binds, looking to Airbnb and similar businesses for additional revenue may prove a popular option. As of July 1, 2016, ten states require Airbnb to collect and remit applicable state lodging and sales taxes.

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