Laura Kliewer

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CSG Midwest

According to the National Center for Education Statistics, one in five 15-year-olds doesn’t understand basic financial concepts. For those young people, too, some very important financial decisions lie only a few years ahead — how to save and invest, how to choose between college and work, how to borrow wisely, how to manage debit and credit cards, etc.

One response by states to the challenge of improving personal financial literacy: Require more of high schools and students in this subject area, with the hope that it lays the groundwork for long-term economic success. “Well-implemented state financial education mandates lead to a clear improvement in financial behaviors,” according to a 2019 report by the U.S. Consumer Financial Protection Bureau.
CSG Midwest
From targeted tax relief and monetary compensation, to help finding a job or pursuing a postsecondary degree, Midwestern states have a number of laws and programs in place to assist military veterans. Almost every state in the region, for example, doesn’t tax retired military pay. The lone exceptions are Nebraska, which offers a partial income-tax exemption, and Indiana, which currently is phasing in a full exemption between now and 2023 (the result of last year’s HB 1010).
CSG Midwest
From targeted tax relief and monetary compensation, to help finding a job or pursuing a postsecondary degree, Midwestern states have a number of laws and programs in place to assist military veterans. Almost every state in the region, for example, doesn’t tax retired military pay. The lone exceptions are Nebraska, which offers a partial income-tax exemption, and Indiana, which currently is phasing in a full exemption between now and 2023 (the result of last year’s HB 1010).
CSG Midwest

Few if any U.S. states have been hit harder than Ohio by the crushing rise in drug use, abuse and overdose deaths. That state’s rate of overdose deaths was second in the nation in 2017: 46.5 per 100,000. Behind those numbers, too, are tragic stories that have personally touched many Ohio legislators — and helped lead their ongoing search for policy solutions.

“For multiple years, multiple general assemblies, it has been a legislative priority,” says Ohio Sen. Jay Hottinger, a member of the General Assembly since 1995. “If you wrote just a paragraph on each bill, it would be about 17 or 18 pages.”
He was a sponsor of one of Ohio’s most recently passed bills — last year’s SB 119, known as Daniel’s law in honor of a young Ohio man who died from an opioid overdose after years of fighting addiction. Daniel Weidle had found success in his fight through the use of naltrexone (one of the medications federally approved for treatment of opioid-use disorder), but after losing his provider, Daniel got turned down several times in trying to refill his prescription.
CSG Midwest
This past year marked the 100th anniversary of daylight saving time in the United States, and it also included the introduction of numerous bills — in the Midwest and elsewhere — seeking an end to the “spring forward, fall back” ritual that now occurs in communities across the country.
Similar proposals are likely to appear in the year ahead. Entering 2019, only two U.S. states, Arizona and Hawaii, did not observe daylight saving time — an option for all states under federal law. At one time, much of Indiana did not observe daylight saving time, but that changed with the passage of legislation 14 years ago instituting its use across the state.
CSG Midwest
In September 2017, the U.S. Department of Homeland Security (DHS) notified 21 states (including Illinois, Iowa, Minnesota, North Dakota, Ohio and Wisconsin in the Midwest) that Russian hackers had targeted their voting systems before the 2016 elections. 
While most of the attempts were not successful, voter registration systems were breached in at least two states: Arizona and Illinois. (According to DHS, there was no evidence that any information had been altered in these two states.)
Fast-forward to today, with just months before the 2018 general elections that will determine partisan control of the U.S. Congress and several state legislatures, and elections security experts are recommending that immediate steps be taken to secure the country’s election infrastructure — for example, identifying the potential avenues for attacking election systems, replacing outdated voting machines, ensuring the security of registration systems, and conducting post-election audits.

Whether and when this occurs will depend in part on a mix of help from the federal government and new state-level policies and investments.

CSG Midwest

According to the National Trust for Historic Preservation, 35 states currently offer tax credits for historic preservation (HTCs). Fifteen states, including Michigan and South Dakota in the Midwest, offer no tax credits, while Illinois allows their use in a limited number of cities.

CSG Midwest
Since its inception in the 1970s, the federal Earned Income Tax Credit (EITC) has enjoyed wide bipartisan support. Designed to encourage and reward work, a low-wage worker’s EITC grows with each additional dollar of earnings until his or her wages reach a maximum value — an incentive for people to leave welfare for work and for low-wage employees to increase their work hours.
And the EITC is refundable: If the amount of the credit exceeds what the worker owes, he or she gets a refund.
“For conservatives, the EITC is pro-work, it is pro-personal responsibility. Liberals like that too, but also it is directed toward low-income people, so you get that mix,” says Chuck Marr, director of federal tax policy for the Center on Budget and Policy Priorities. “Plus, it works. There is very rigorous research to show that it encourages more work.”
According to the IRS, the 42-year-old Earned Income Tax Credit is one of the nation’s largest anti-poverty programs. In tax year 2015, for example:
  • More than 27 million filers received about $67 billion in earned income tax credits. 
  • Four of five people eligible for the EITC claimed it.
  • The EITC and the separate Child Tax Credit lifted an estimated 9.4 million people out of poverty, including 5 million children. 
In the 11-state Midwest, more than 4.6 million federal EITC claims for tax year 2015 provided almost $11.2 billion in credits. The average refund was $2,343. (The maximum federal credit in 2016 ranged from $506 for a childless individual to $6,269 for a family with three or more children.)
CSG Midwest
Unlike criminal forfeiture, in which a legal action is brought as part of the crime that a person is charged with, civil forfeiture laws by and large allow assets to be seized by police upon only upon a suspicion of wrongdoing.
In recent years, stories of innocent citizens having cash and other property seized — and facing arduous, uphill battles to reclaim their property — have prompted efforts from entities as disparate as the Charles Koch Institute and the American Civil Liberties Union to modify or repeal civil forfeiture laws.
CSG Midwest
Three states in the Midwest (Illinois, Minnesota and Wisconsin) currently have laws requiring these audits, which are done by comparing a hand count of voter-verified paper records with totals collected by the electronic voting system, according to the Verified Voting Foundation. Legislators have established these mandatory checks to deter fraud, find errors, reveal when recounts are necessary, and promote public confidence in the elections process.

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