Many voters choose to vote early if their state offers some form of early voting. According to NBC News, as of Sept. 15, more than 1.5 million votes have been cast for the presidential election, and more than 1 million of those votes come from 12 key battleground states. Four years ago, roughly 36 percent of votes cast in the United States were cast early.

It has been a busy year on a number of fronts for rideshare companies such as Uber and Lyft. In October, The Council of State Governments and The Griffith Insurance Education Foundation hosted the latest in a series of nonpartisan, non-advocative webinars looking at the insurance and regulatory issues impacting the rideshare industry. Kim Staking of California State University in Sacramento looked back on developments this year and look ahead to the rideshare issues that could confront state policymakers in the year ahead.

From the high-profile race for president to the often-overlooked campaigns that will determine partisan control of state legislatures, voters have plenty of reasons to participate in this year’s general elections. But tens of millions of U.S. citizens almost certainly will not.

During the last presidential election cycle, 42 percent of the nation’s voting-eligible population did not cast a ballot. Two years ago, overall turnout rates fell to their lowest levels in nearly 75 years, and less than one-quarter of eligible young people (ages 18-34) voted in that off-year election. The historic lows of 2014 will not be repeated this year (a race for president always brings out more voters), but if recent history is any indication, the turnout rates in this country will still trail those of most of the world’s other developed democracies.

CSG Midwest

Justice Nancy Saitta was elected in 2006 to the Nevada Supreme Court, where she served as chief justice from September 2011 to May 2012. A former prosecutor and municipal and state district court judge, Saitta has been a tireless advocate for children, youth and juvenile justice reform. Saitta retired her seat on the Nevada Supreme Court in August, but remains a senior justice and will continue to fight for the state’s children and youth as chair of the state Blue Ribbon for Kids Commission, the Coalition to Combat Criminal Sexual Exploitation of Children and the Juvenile Justice Reform Commission. Saitta serves as co-chair of the CSG Interbranch Affairs Committee and is a 2009 CSG Toll Fellow.

What do natural disasters, the sharing economy and an aging population have in common? These are all policy topics where a basic knowledge of risk management and insurance can help state leaders make better policy decisions. In collaboration with The Griffith Insurance Education Foundation, The Council of State Governments will address these topics and more throughout a four-part webinar series designed to provide public policymakers with a greater understanding of risk management insurance through the lens of emerging issues. Participants in the series will walk away with a solid understanding of risk management and insurance fundamentals, property, casualty, life and health insurance, and insurance regulation and legislation.