Life Insurance and Travel

This Act limits how life insurers can deny a policy to someone or cancel or charge different rates to policy holders based upon the applicants‘ or policy holders‘ past or future travel to lawful destinations. It makes for exceptions when the insurers‘ decisions are based upon sound actuarial principles or reasonably anticipated experience.

Life Insurance and Travel SSL Draft

Summary:

This Act limits how life insurers can deny a policy to someone or cancel or charge different rates to policy holders based upon the applicants‘ or policy holders‘ past or future travel to lawful destinations. It makes for exceptions when the insurers‘ decisions are based upon sound actuarial principles or reasonably anticipated experience.

Submitted as:
Missouri
SB 126 Truly Agreed to and Finally Passed version

Status: Enacted into law in 2009.

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